U.S. CLOUD CONSULTING
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Terms & Conditions

Effective Date: January 1, 2024

Welcome to U.S. Cloud Consulting, LLC. By accessing our website or using our services, you agree to be bound by these Terms & Conditions ("Terms"). Please read them carefully.

1. Acceptance of Terms

By accessing or using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you must not use our website or services.

2. Services Provided

U.S. Cloud Consulting, LLC is a direct lender providing business funding solutions, including but not limited to:

  • Working Capital Loans
  • Revenue-Based Financing
  • Equipment Financing

All funding applications are subject to approval based on our underwriting criteria. We reserve the right to approve, deny, or modify any application at our sole discretion.

3. Eligibility

To use our services, you must:

  • Be at least 18 years of age
  • Have the legal authority to enter into binding contracts on behalf of your business
  • Provide accurate and complete information in all applications and communications
  • Operate a legitimate business with verifiable revenue

4. Application Process

By submitting a funding application, you represent and warrant that:

  • All information provided is true, accurate, and complete
  • You have the authority to apply for funding on behalf of your business
  • You will provide additional documentation as requested during the underwriting process

We reserve the right to verify all information provided and to request additional documentation at any time.

5. SMS Terms & Conditions

SMS Program: By opting in to receive text messages from U.S. Cloud Consulting, LLC, you consent to receive recurring marketing and promotional SMS/MMS messages sent using an automated telephone dialing system (ATDS). Message frequency varies; you may receive up to 4 messages per month. Message and data rates may apply.

SMS Opt-In and Opt-Out

  • Consent: By checking the SMS opt-in box on our contact form, you expressly consent to receive text messages from U.S. Cloud Consulting, LLC. Consent is NOT a condition of purchase or service.
  • Opt-Out: You may opt out at any time by replying STOP to any text message. You will receive a confirmation message acknowledging your opt-out.
  • Help: For assistance, reply HELP to any text message or contact us at ron@theuscloudconsulting.com.
  • Message Frequency: Message frequency varies based on your account activity and our promotional schedule. You may receive up to 4 messages per month.
  • Carrier Rates: Message and data rates may apply based on your mobile carrier's plan. We are not responsible for any charges incurred from your carrier.

Supported Carriers

Our SMS program is available on major U.S. carriers including AT&T, T-Mobile, Verizon, Sprint, and others. Check with your carrier for SMS compatibility.

6. Loan Terms and Repayment

If your funding application is approved, you will receive a formal funding agreement outlining:

  • Funding amount
  • Repayment terms and schedule
  • Fees and costs
  • Default and remedies

You are required to review and sign the funding agreement before any funds are disbursed. By signing the agreement, you agree to repay the full amount according to the specified terms.

7. Fees and Costs

We will clearly disclose all fees and costs associated with your funding before you sign any agreement. Fees may include:

  • Origination fees
  • Processing fees
  • Late payment fees (if applicable)

There are no hidden fees. All costs will be outlined in your funding agreement.

8. Default and Remedies

If you fail to make payments as agreed, you will be in default. In the event of default, we may:

  • Charge late fees as specified in your funding agreement
  • Report the default to credit bureaus
  • Take legal action to recover the outstanding balance
  • Exercise any other remedies available under the law or your funding agreement

9. Intellectual Property

All content on this website, including text, graphics, logos, and software, is the property of U.S. Cloud Consulting, LLC and is protected by copyright and trademark laws. You may not reproduce, distribute, or create derivative works from any content without our prior written consent.

10. Limitation of Liability

To the maximum extent permitted by law, U.S. Cloud Consulting, LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our website or services, even if we have been advised of the possibility of such damages.

11. Indemnification

You agree to indemnify, defend, and hold harmless U.S. Cloud Consulting, LLC and its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses (including legal fees) arising out of or related to:

  • Your use of our website or services
  • Your violation of these Terms
  • Your violation of any third-party rights
  • Any false or misleading information you provide

12. Governing Law and Dispute Resolution

These Terms are governed by the laws of the State of California, without regard to its conflict of law provisions. Any disputes arising out of or related to these Terms or your use of our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, or through litigation in the state or federal courts located in Placer County, California.

13. Changes to These Terms

We reserve the right to modify these Terms at any time. We will notify you of any material changes by posting the updated Terms on our website with a new effective date. Your continued use of our services after such changes constitutes your acceptance of the updated Terms.

14. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

15. Entire Agreement

These Terms, together with our Privacy Policy and any funding agreement you sign, constitute the entire agreement between you and U.S. Cloud Consulting, LLC regarding your use of our website and services.

16. Contact Information

If you have any questions about these Terms, please contact us:

U.S. Cloud Consulting, LLC
209 Twilight Peak Ct.
Roseville, CA 95747
Email: ron@theuscloudconsulting.com

U.S. Cloud Consulting, LLC

209 Twilight Peak Ct.
Roseville, CA 95747

ron@theuscloudconsulting.com

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